HSBC, Credit Suisse Sacrifice Staff To Placate US, Lawyers Say

Swiss banks are turning over thousands of employee names to US authorities as they seek leniency for their alleged role in helping American clients evade taxes, according to lawyers representing banking staff. At least five banks supplied e-mails and telephone records containing as many as 10,000 names to the US Department of Justice, according to estimates by Douglas Hornung, a Geneva-based lawyer representing 40 current and former employees of HSBC Holdings Plc (HSBA) ' s Swiss unit, Credit Suisse Group AG (CSGN) and Julius Baer Group Ltd. (BAER) The data handover is illegal, said Alec Reymond, a former president of the Geneva Bar Association, who is representing two Credit Suisse staff. "The banks are burning their own people to try and cut deals with the DoJ," said Hornung. "This violation of personal privacy is unprecedented in the Swiss banking industry." Swiss banks want to settle a US tax-evasion probe after the DoJ indicted Wegelin & Co. on Feb. 2 for allegedly helping customers hide money from the Internal Revenue Service. Credit Suisse, HSBC and Julius Baer, ​​which have said they expect to pay fines to resolve the tax matter, are handing over data to mollify the US, according to Hornung. Credit Suisse said the Swiss government authorized the delivery of staff names and that the "large majority" of employees have nothing to fear. Julius Baer and Zuercher Kantonalbank also said they received authorization. HSBC said it has delivered documents and is cooperating with the US Cold-Blooded Swiss banks, the biggest managers of offshore wealth, have seen secrecy erode since UBS AG (UBSN) admitted in 2009 to fostering tax evasion and paid a fine of $ 780 million to avoid prosecution. Switzerland's largest wealth manager later turned over data on about 4,700 accounts to the IRS. While Swiss companies are usually prohibited from sending evidence to assist foreign legal proceedings, the country's governing Federal Council authorized an exemption in April at the request of an undisclosed number of banks.

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All broken up: new coalitions form as old electoral alliances die out

Freedom and Justice Party is looking to build coalition ties with other parties
AFP Photo
Although new parliamentary elections have not been scheduled yet, political parties are scrambling to form electoral alliances in a bid to get the most seats possible and increase their share from the last parliament.

The Muslim Brotherhood's Freedom and Justice Party will not be running under its Democratic Alliance for Egypt that included liberal and leftist parties and contested the 2011 elections.

The Alliance is all but gone due to the new political realities in Egypt. It was composed of the FJP which dominated its lists, alongside the Nasserist Karama Party, led by former presidential candidate Hamdeen Sabahi, the liberal Ghad Al-Thawra lead by former presidential candidate Ayman Nour, as well as the moderate Islamist Civilisation Party.

Sabahi and Nour both ran in presidential elections against the Brotherhood's candidate and Sabahi is now seen as a leader of the "third current" that opposes both the former regime and the Brotherhood. Their parties are unlikely to ally with the Brotherhood again.

The Civilisation Party will also not ally with the Brotherhood, preferring to join a more moderate Islamist coalition led by the Wasat Party and former presidential candidate Abdel-Moniem Aboul-Fotouh.

The FJP will instead focus on allying with more Islamist parties, although it will also talk to parties from outside that current.

FJP media officer Ahmed Rabie told the Daily News Egypt that talk of electoral aliances was too early and has not been discussed within the party yet. He did, however, say that the presidential elections revealed a new political compass that would shape any alliances in the future.

The Salafist Nour Party has refuted rumours that it would not join an alliance led by the FJP.

The party is disappointed with the FJP for not keeping many of its promises, specifically the amount of cabinet seats offered to the Nour Party, even though the party backed President Mohamed Morsy, the FJP nominee, in the second round of the presidential race, but party spokesperson Yousry Hammad told the Daily News Egypt that would not stop the party from allying with the FJP.

"We have our opinion regarding the formation of the cabinet which we have made public, but that does not mean we cannot cooperate with the FJP on other matters," he said.

"The party has a certain ideology and as such is not opposed to forming electoral alliances with others as long as they share that ideology," he added.

According to Hammad, the issue of electoral alliances of parliamentary elections in general had not been discussed within the party's high board yet as it was too early.

The party, which led a coalition of conservative Islamist parties in the last election, is in fact more likely to contest the upcoming vote on its own according to statements made by party leader Younes Mekhion to the state-owned Akhbar Al-Youm newspaper on Saturday .

Hammad refused to rule out the idea of ​​electoral alliances, however.

In opposition to the Muslim Brotherhood and Salafist parties last year was the Egyptian Bloc, a coalition of liberal and leftist parties that formed the largest opposition front inside parliament despite not having a large number of seats.

It was formed of the liberal Free Egyptian Party, which is concerned with economic liberalism; the Egyptian Social Democratic Party, which adopts a socially liberal, economically leftist, ideology; and the left wing National Progressive Unionist Party (Taggamu) Party.

The ESDP has since left the bloc, citing that it found the other members to be more concerned with the secularist-Islamist divide and less with the former regime-revolution one which led it to support former regime officials over Islamists.

There are however parties and groups that are not divided alongside secular-Islamist lines, preferring to bridge the gap between both directions.

The "Moderate Current Coalition" is composed of the moderate Islamist Wasat Party, former moderate Islamist presidential candidate Abdel-Moniem, Aboul-Fotouh's new Strong Egypt Party, the Egyptian Current Party which was formed by dissatisfied revolutionary youth who left the Muslim Brotherhood, the moderate Islamist Civilisation Party, the centrist Justice Party as well as the April 6 Youth and Masrina movements.

The coalition is not just an electoral alliance, however, but rather is a political one according to Wasat spokesperson Amr Farouk.

"We have formed a political alliance because electoral alliances usually don't last as we have seen. The Nasserist Karama Party and the Muslim Brotherhood allied for example even though they have opposing ideologies, "Farouk told the Daily News Egypt.

He added that the Moderate Current Coalition was built on the basis of a political vision and not elections, and that it aimed to break the polarisation currently present on the political scene with the Muslim Brotherhood and more radical Islamists on one side and liberals and leftists on the other.

"Both choices do not represent the Egyptian people who are moderate, but in the previous elections all the moderate parties with the exception of Wasat were unknown which is why the results were so polarised," he said.

The coalition aims to build political research centres and start awareness campaigns and development projects, not just contest elections, according to Farouk.

Members of the parties making up the coalition met on Saturday to draft a document stating the goals of the coalition, to be presented to all the parties on Monday.

But with the April 6 movement and the Egyptian Current Party both joining the coalition, there seems to be no alliances built on a revolutionary platform.

In the last elections revolutionary youth were represented by an unlikely alliance of Islamist, liberal and leftist parties and groups. The alliance, "The Revolution Continues" was able to maintain its unity but failed to garner more than two percent of the vote.

It was composed of the Coalition of Revolutionary Youth, which has since been disbanded, the Egyptian Current Party which has now joined the moderate coalition, the liberal Egypt Freedom Party led by former MP Amr Hamzawy, as well as the Socialist Popular Alliance Party and the Egyptian Socialist Party. The SPAP and the ESP have decided to merge into one socialist party.

These developments mean that most of the participants in the "Revolution Continues" alliance have either moved on to other coalitions or ceased to exist altogether, meaning the alliance is over.

Hope is not lost for revolutionary parties, however. The newly formed Dostour (constitution) Party led by Nobel laureate Mohamed El-Baradei says it aims to be a catch-all "big tent" party that serves to gather revolutionary youth from across the political spectrum. The party membership includes many prominent liberal, leftists and even Salafist figures.

The Egyptian Social Democratic Party is even now looking to join Dostour, either in a coalition or a full merger.
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ALCI Students Enjoy One of California's Best Theme Parks

Our ALCI Chico students and staff counselors recently visited one of California's favorite thrill parks, Six Flags Discovery Kingdom, in Vallejo. One of the thrills was riding the V2, a 

vertical velocity ride, that tests even the most experienced rider. Come to California, learn English and enjoy one of the best theme parks in the country

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ALCI Chico Students Celebrate 125 Years of Service

This year we are celebrating Chico State's 125th anniversary! The campus hosted an Open House 125 Expo 

last semester, where Willie the Wildcat visited our ALCI Chico students who were generously greeting
University visitors and alumni. As an international symbol of friendship, they printed custom names on
bookmarks in Korean, Punjabi, Hindi, Arabic and Chinese to the delight of many children and guests. They
are Wildcats

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صور لتامر حسنى وبسمه قبل وبعد الزواج

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اشاعه جديده عن تامر حسنى بعد زواجه

تدوالت المواقع الاليكترونيه والصحف الفصراء بعد زواجه من بسمه خبر موت الفنان تامر حسنى

لما الصحف الصفراء اصبحت تهاجم الفنان تامر حسنى هذا ما سنكشفه لكم حصريا على مدونه انثي قريبا !! 

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منهد (كيفانج تاتليتوغ) بطل العشق الممنوع يعلن اسلامه !!

الخبر و الصور اشهار مهند بطل مسلسل العشق الممنوع اسلامة

ظهر فى الاونة الاخيرة مجموعة صور لمهند وهو يصلى

او مع جماعة من المسلمين ومن هذة الصور

هذة الصورة وهو يظهر فى صلاة مع جماعة من المسلميين

كما ترون باعينكم واقف فى الصف

هل حقا مهند اشهر اسلامة؟

ام اشاعة كاشاعة موتة

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حساب التداول

إذا قام العميل بفتح حساب تداول في شركة نورد أف إكس ZULUTRADE يحصل العميل على فرصة رائعة للتداول في سوق تداول

 العملات من خلال التعرف عن كثب أسرار تداول أفضل المتداولين - واكثر المتخصصين في السوق للعميل حرية التحكم الكامل على

حسابة، بما يتضمن هذا التداول الإلكتروني و التداول المستقل (اليدوي). القدرة على التعرف على العديد من استراتيجية التداول التي

يستخدمها خبراء السوق وتحليلها واحد من اهم العوامل التي تجعل تلك الخدمة تحظي بهذا القدر من الشهرة. الحد الأدنى للإيداع 50/50

€ $ 44 زوجا من العملات، ذهب و فضة السبريد يبدأ من نقطة واحده. الرافعة المالية 1: 200 الحد الأدنى للوت 0،01 الحد الاقصى

للوت 50، خطوه 0،01 أسعار عملات مباشرة

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توفيت يوم زفافها والسبب مخيف جدااااااااااااااا

من المعروف بان ليلة الزفاف حلم لكل فتاة وشاب مقبلين على الزواج وهي ليلة العمر ومن المتعارف في مجتمعنا بان كل عروس تود بان تكون الملكه في هذه الليله ولا تريد اي احد ينافسها لانها بكل بساطه عروس الحفل

لذا لابد من الظهور بمظهر حسن وجميل وفي هذه الليله أكثر الفتيات يبالغن في الإسراف والتبذير حتى ترى الفتاه أنها سبقت من قبلها في التزين.

ذهبت هذه العروس إلى الصالون وطلبت من الموظفه أن تكون تسريحتها غريبه .. ووعدتها الموظفه ان تجعل تسريحتها غريبه مع لبس الباروكه .. واقنعت العروس بذلك وما يميز هذا الصالون لدى الفتيات هو احضاره لانواع البواريك من الخارج التي تتميز بالغرابه وتتماشى مع موضة العصر ...

وأنتهت العروس من التسريحه والميكياج. ودخلت القاعه وأنبهر الجميع بها ونالت مبتغاها.

وأثناء جلوسها على الكرسي كانت تشعر بشى في شعرها ولكنها كانت تقول هذه الباروكه .... طيلة جلوسها وشعرها يتحرك ... وعند أنتهاء العرس وقبل نزولها من الكرسي توفيت .....

وعند البحث عن سبب وفاتها تبين أن (الباروكه) كانت بيتا للعقارب السامه وكانت هذه العقارب تلدغها في رأسها قريبا من المخ ....

لاحول ولاقوة الا بالله العلي العظيم ورحم الله روح العروس

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سر الهجوم على الفنانه اليسا ومن يقف وراءة !!

ما إن صدر ألبوم إليسا الجديد "أسعد وحدة"، وحقق نجاحا ساحقا في معظم الدول العربية، وأعطاها الغلبة على عدد من النجوم، حسب إحصاءات الفيرجين، حتى انطلق ضدها هجوم من كل حدب وصوب، فاجأ الفنانة التي تعيش أجواء النجاح الباهر، الذي كلل عامين من الإعداد للألبوم؛ وقد كان التحدي أمام إليسا أن تخرج بألبوم لا يقل مستوى عن ألبوم "تصدق بمين".

لم يرحم إليسا زملاؤها، ولا حتى نوادي المعجبين بهم، ولا حتى أهل الصحافة الذين بات هم بعضهم التجريح بفنانين لصالح آخرين من زملاء الوسط الفني، ممن يرتبطون معهم بعلاقات

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العسل والجلسرين لبشرة صحية

تقدم خبيرة التجميل هند محمد، طرق الحفاظ على صحة وجمالها بشرة الفتيات فى ليالى رمضان، تقول على الفتاة أولا أن تتبع نظاما غذائيا سليما مع تناول كميات من المياه بما يعادل 3 لترات يوميا فى الفترة الإفطار، بالإضافة إلى عدم تناول وجبات دسمة على الإفطار ومحاولة الإكثار من الخضروات والفاكهة وفى حالة الوجبات الدسمة يفضل احتساء الشوربة قبله.

وتضيف، أن شهر رمضان فى فصل الصيف ينبغى على الفتيات تناول كميات كبيرة من العصائر حتى تقوم بالتعويض ما فقدته أثناء فترة الصوم، بالإضافة إلى استخدام مرطبات البشرة، وعمل قناع ليساعد على ترطيب البشرة، والذى يمكن تحضيره فى المنزل عن طريق خلط ملعقة عسل سائل وملعقتين من زيت الزيتون وملعقة زيت السمسم وملعقة زيت لوز وأخرى من الجلسرين، ونستخدمه يوميا حتى نحافظ على جفاف البشرة

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أسعار الذهب والفضة فى مصر اليوم

فى ظل أنخفاض فى سعر الذهب بعد أرتفاع جنونى متواصل على مدى سنتين متواصلتين وبسبب انخفاض سعر الجنيه امام الدولار ينخفض ​​سعر الذهب فى الأسواق المصرية بعد أنخفاضه فى السواق العالمية بعد الحد من تداول الذهب بسبب عدم القبال عليه الشديد عن ذى قبل فيعتبر فرصة جيدة لأقتنائه للأدخار واليوم سوف أقدم لكم أسعار الذهب والفضة فى مصر ليوم الجمعة 17 أغسطس 2012 لجميع العيارات من عيار 24 وعيار 22 وعيار 21 وعيار 18 وعيار 14 وعيار 10 واوقية الذهب والجنيه الذهب وكيلو الذهب بالأضافة لأسعار الفضة بجميع عيارتها مثل عيار 99 وعيار 95 وعيار 92 وعيار 90 وعيار 80 ونسبة التغير اليومية التى تحدث فى البورصات العالمية واسعار اليوم هى كالتالى

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سعر الذهب اليوم فى مصر متجدد يوميا باستمرار

سعر الذهب اليوم فى مصر متجدد يوميا باستمرار

سعر الذهب عيار 24 312.61 51.52 $ سعر الذهب عيار 22 286.56 47.23 $ سعر الذهب عيار 21 273.54 45.09 $ سعر الذهب عيار 18 234.47 38.66 $ سعر الذهب عيار 14 182.38 30.09 $ سعر الذهب عيار 10 130.29 21.51 $ اسعار أوقية الذهب 9819.14 1616.16 $ اسعار جنيه الذهب 2188.32 360.72 $ اسعار كيلو الذهب 315685.41 51959.54 $ سعر الذهب اليوم فى مصر متجدد يوميا باستمرار

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Nike commercial .. take it to the next level

This is a nike commercial for the life of a football player and how he lives. Nike commercial - take it to the next level Check my other videos: http:
nike commercial, take it to the next level, hd video, take it outside, football video, soccer, nike t90, commercial, f50 adizero, lionel messi, cristiano ron ...

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Jobs in Microsoft egypt .. apply Now

www.careers.microsoft.com Field Solution Manager The core purpose of the Field Solution Manager is to enable great and user centric connected business experiences in the Field through IT solutions.

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"facebook" allows modification of the comments without deleting them

Said the social networking site "Facebook", it has become possible to modify the comments instead of deleting them, thus advance a solution to the embarrassing errors which may be committed by some users.

It has become accessible to users an alternative to cancellation, which was, until today the only solution available to them to modify their messages that leave marks troublesome.

But "profile for retrospective amendments made" will remain available on the site "so that the people who later would suspend the conversation in full view on the context," according to Pace, explained spokeswoman Johanna "Facebook."

She stressed that this "new service is under ever will be made available to all users in the coming days."

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Israeli soliders in The Army

in israiel army video describes the army life in Israil, and how girls live in the army, there style, ther psychological side, reducing the charachtristics of empowering Isreal

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Euro rises to highest level in six weeks against the yen

The euro roseto its highest levelin sixweeksagainst the yenon Friday after thereinforcedstatementsby German ChancellorAngelaMerkelon Thursdayexpectedto take action toaddress thedebt crisisin Europe.
Thedollar alsoroseto its highest levelin fiveweeksagainst the yenboosted byhighergovernment bond yieldsinthe USrecentlyin the wake ofstrong economic dataand the growingappetite forasset-riskwhathurtPalin, whois considereda safe haven forvalue.
The euro rose0.1 percentto98.263yen, its highestlevel sinceearly July, extending gainsafterthe averagemovein 55daysof97.997yen.
Andwill adopt theeuroat1.2352dollarsafter risingearlier to1.2375dollars.
The dollar index, which measures thepriceagainst a basket ofcurrencies of0.1 percentto82.457, butremained belowits highest level intwo weeksof $ 82.881, according toReuters

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Google galaxy Nexus Handouts, commercial ad

amazing commercial ad s usual from Google about hangout on Google Galaxy Nexus, and how specific using that tool in a good way. One of our global spots for the Google Galaxy Nexus mobile device. This one features the Queen song Bohemian Rhapsody and promotes the Google Hangouts featur ...

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Gold prices Today

Gold prices fell in early trading Today, and the price fell by 24-gram 4.25 pounds, while the price of a gram of 21-carat increased by 3.75 pounds, while the price of 18 carat gram by 3.20 pounds, the pound has dropped about30 pounds of gold.
Caliber Price Pound Gold 2.175 24 mm 311.25 21-carat 272.34 18 carat

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Taxation

According to much national or state legislation, a large array of fiscal obligations are taxed for capital gains. Taxes are charged by the state over the transactions, dividends and capital gains on the stock market, in particular in the stock exchanges. However, these fiscal obligations may vary from jurisdictions to jurisdictions because, among other reasons, it could be assumed that taxation is already incorporated into the stock price through the different taxes companies pay to the state, or that tax free stock market operations are useful to boost economic growth. [citation needed]

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Derivative instruments

Financial innovation has brought many new financial instruments whose pay-offs or values ​​depend on the prices of stocks. Some examples are exchange-traded funds (ETFs), stock index and stock options, equity swaps, single-stock futures, and stock index futures. These last two may be traded on futures exchanges (which are distinct from stock exchanges-their history traces back to commodities futures exchanges), or traded over-the-counter. As all of these products are only derived from stocks, they are sometimes considered to be traded in a (hypothetical) derivatives market, rather than the (hypothetical) stock market.

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Market participants

Market participants include individual retail investors, institutional investors such as mutual funds, banks, insurance companies and hedge funds, and also publicly traded corporations trading in their own shares. Some studies have suggested that institutional investors and corporations trading in their own shares generally receive higher risk-adjusted returns than retail investors. [7] A few decades ago, worldwide, buyers and sellers were individual investors, such as wealthy businessmen, usually with long family histories to particular corporations. Over time, markets have become more "institutionalized"; buyers and sellers are largely institutions (eg, pension funds, insurance companies, mutual funds, index funds, exchange-traded funds, hedge funds, investor groups, banks and various other financial institutions) . The rise of the institutional investor has brought with it some improvements in market operations. There has been a gradual tendency for "fixed" (and exorbitant) fees being reduced for all investors, partly from falling administration costs but also assisted by large institutions challenging brokers' oligopolistic approach to setting standardised 

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Monetary exchange

Gold has been widely used throughout the world as a vehicle for monetary exchange, either by issuance and recognition of gold coins or other bare metal quantities, or through gold-convertible paper instruments by establishing gold standards in which the total value of issued money is represented in a store of gold reserves. The first gold coins of the Grecian age were struck in Lydia at a time approximated to the year 700 BC. [23] The talent coin of gold in use during the periods of Grecian history both before and during the time of the life of Homer weighed between 8.42 and 8.75 grams. [24] From an earlier preference in using silver, European economies re-established the minting of gold as coinage during the thirteenth and fourteenth centuries. [25] However, production has not grown in relation to the world's economies . Today, gold mining output is declining. [26] With the sharp growth of economies in the 20th century, and increasing foreign exchange, the world's gold reserves and their trading market have become a small fraction of all markets and fixed exchange rates of currencies to gold were no longer sustained. At the beginning of World War I the warring nations moved to a fractional gold standard, inflating their currencies to finance the war effort. After World War II gold was replaced by a system of convertible currency following the Bretton Woods system. Gold standards and the direct convertibility of currencies to gold have been abandoned by world governments, being replaced by fiat currency in their stead. Switzerland was the last country to tie its currency to gold; it backed 40% of its value until the Swiss joined the International Monetary Fund in 1999. [27] Pure gold is too soft for day-to-day monetary use and is typically hardened by alloying with copper, silver or other base metals. The gold content of alloys is measured in carats (k). Pure gold is designated as 24k. English gold coins intended for circulation from 1526 into the 1930s were typically a standard 22k alloy called crown gold, [28] for hardness (American gold coins for circulation after 1837 contained the slightly lower amount of 0.900 fine gold, or 21.6 kt). [ 29] Although the price of some platinum group metals can be much higher, gold has long been considered the most desirable of precious metals, and its value has been used as the standard for many currencies (known as the gold standard) in history. Gold has been used as a symbol for purity, value, royalty, and particularly roles that combine these properties. Gold as a sign of wealth and prestige was ridiculed by Thomas More in his treatise Utopia. On that imaginary island, gold is so abundant that it is used to make chains for slaves, tableware and lavatory-seats. When ambassadors from other countries arrive, dressed in ostentatious gold jewels and badges, the Utopians mistake them for menial servants, paying homage instead to the most modestly dressed of their party

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Jewelry

Because of the softness of pure (24k) gold, it is usually alloyed with base metals for use in jewelry, altering its hardness and ductility, melting point, color and other properties. Alloys with lower caratage, typically 22k, 18k, 14k or 10k, contain higher percentages of copper, or other base metals or silver or palladium in the alloy. Copper is the most commonly used base metal, yielding a redder color. [31] Eighteen-carat gold containing 25% copper is found in antique and Russian jewelry and has a distinct, though not dominant, copper cast, creating rose gold. Fourteen-carat gold-copper alloy is nearly identical in color to certain bronze alloys, and both may be used to produce police and other badges. Blue gold can be made by alloying with iron and purple gold can be made by alloying with aluminium, although rarely done except in specialized jewelry. Blue gold is more brittle and therefore more difficult to work with when making jewelry. [31] Fourteen and eighteen carat gold alloys with silver alone appear greenish-yellow and are referred to as green gold. White gold alloys can be made with palladium or nickel. White 18-carat gold containing 17.3% nickel, 5.5% zinc and 2.2% copper is silvery in appearance. Nickel is toxic, however, and its release from nickel white gold is controlled by legislation in Europe. [31] Alternative white gold alloys are available based on palladium, silver and other white metals, [31] but the palladium alloys are more expensive than those using nickel. High-carat white gold alloys are far more resistant to corrosion than are either pure silver or sterling silver. The Japanese craft of Mokume-gane exploits the color contrasts between laminated colored gold alloys to produce decorative wood-grain effects.

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Characteristics gold

Gold is the most malleable and ductile of all metals; a single gram can be beaten into a sheet of 1 square meter, or an ounce into 300 square feet. Gold leaf can be beaten thin enough to become transparent. The transmitted light appears greenish blue, because gold strongly reflects yellow and red. [15] Such semi-transparent sheets also strongly reflect infrared light, making them useful as infrared (radiant heat) shields in visors of heat-resistant suits, and in sun -visors for spacesuits. [16] Gold readily creates alloys with many other metals. These alloys can be produced to modify the hardness and other metallurgical properties, to control melting point or to create exotic colors (see below). [17] Gold is a good conductor of heat and electricity and reflects infrared radiation strongly. Chemically, it is unaffected by air, moisture and most corrosive reagents, and is therefore well suited for use in coins and jewelry and as a protective coating on other, more reactive, metals. However, it is not chemically inert. Gold is almost insoluble, but can be dissolved in aqua regia. Common oxidation states of gold include +1 (gold (I) or aurous compounds) and +3 (gold (III) or auric compounds). Gold ions in solution are readily reduced and precipitated out as gold metal by adding any other metal as the reducing agent. The added metal is oxidized and dissolves allowing the gold to be displaced from solution and be recovered as a solid precipitate. High quality pure metallic gold is tasteless and scentless, in keeping with its resistance to corrosion (it is metal ions which confer taste to metals). [18] In addition, gold is very dense, a cubic meter weighing 19,300 kg. By comparison, the density of lead is 11,340 kg/m3, and that of the densest element, osmium, is 22,610 kg /

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Western society

It is traditional in Western society for children to be taken care of by their parents or their legal guardians. In families where children live with one or both of their parents, the childcare role may also be taken on by the child's extended family. If a parent or extended family is unable to care for the children, orphanages and foster homes are a way of providing for children's care, housing, and schooling. The two main types of child care options for employed parents needing childcare are centre-based care (including creches, daycare, and preschools) and home-based care (also known as nanny or family daycare). As well as these licensed option's parents may also choose to find their own caregiver or arrange childcare exchanges / swaps with another family. [1] In-home care typically is provided by nannies, au-pairs, or friends and family. The child is watched inside their own home or the caregiver's home, reducing exposure to outside children and illnesses. Depending on the number of children in the home, the children utilizing in-home care enjoy the greatest amount of interaction with their caregiver, forming a close bond. There are no required licensing or background checks for in-home care, making parental vigilance essential in choosing an appropriate caregiver. Nanny and au-pair services provide certified caregivers and the cost of in-home care is the highest of childcare options per child, though a household with many children may find this the most convenient and affordable option. At the same time, a nanny or au-pair is not always the best methods of childcare. It confines the child into a world of their own. It keeps them from interacting with other children a lot of the time. As mentioned the caregivers do not need licenses or background checks so there is no way of telling if a person is really qualified or has a criminal background (unless you live in a country where there is an option of obtaining home-based care through a government licensed and funded agency). These things should be taken in consideration when making a choice. Family child care is provided from a care giver's personal home, making the atmosphere most similar to a child's home. [2] State licensing requirements vary, so the parent should conduct careful interviews and home inspections, as well as complete a background check on the caregiver's license. Any complaints against the caregiver will be documented and available for public record. Family care (depending upon the relative levels of state subsidy for centre-based care) is generally the most affordable childcare option, and offers often greater flexibility in hours available for care. In addition, family care generally has a small ratio of children in care, allowing for more interaction between child and provider than would be had at a commercial care center.

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Children

In England, childcare is inspected and regulated by OFSTED (previously this was administered by Local Authority Social Services). Care for children under five is split into Childcare on Domestic Premises which is Childminding and Daycare. In the UK being a 'Childminder' is a protected title and can only be used by registered professionals. Registered Childminders are trained, insured and qualified in Paediatric First Aid. They comply / administer / work with The Early Years Foundation Stage EYFS and have the same responsibilities for education as nurseries and reception classes. They generally work from their own homes and are always self-employed setting their own terms and conditions. The basic numbers of children that childminders can care for is 6 children under 8 years of age; of these children, 3 may be under 5 and of these 1 may be under 1. These numbers include the childminders own children (although the childminder's children will not be included in the childminding 'Certificate'). Some childminders work with either childminding assistants or with co-childminders, which often increases the number of children that can be cared for and individual childminders can request a 'variation' which may increase the children that they care for particularly for 'continuity of care' or for twins. There is a professional body - The National Childminding Association NCMA which "Promotes and supports quality child-minding expertise" and provides information for Childminders and parents.

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Day care

Child care or day care is the care of a child during the day by a person other than the child's legal guardians, typically performed by someone outside the child's immediate family. Day care is typically an ongoing service during specific periods, such as the parents' time at work. The service is known as child care in the United Kingdom and Australia and child care or day care in North America (although child care also has a broader meaning). Child care is provided in nurseries or crèches or by a nanny or family child care provider caring for children in their own homes. It can also take on a more formal structure, with education, child development, discipline and even preschool education falling into the fold of services. Some childminders care for children from several families at the same time, either in their own home (commonly known as "family day care" in Australia) or in a specialized child care facility. Some employers provide nursery provisions for their employees at or near the place of employment. Child care in the child's own home is traditionally provided by a nanny or au pair, or by extended family members including grandparents, aunts and uncles.

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Short selling

In short selling, the trader borrows stock (usually from his brokerage which holds its clients' shares or its own shares on account to lend to short sellers) then sells it on the market, hoping for the price to fall. The trader eventually buys back the stock, making money if the price fell in the meantime and losing money if it rose. Exiting a short position by buying back the stock is called "covering a short position." This strategy may also be used by unscrupulous traders in illiquid or thinly traded markets to artificially lower the price of a stock. Hence most markets either prevent short selling or place restrictions on when and how a short sale can occur. The practice of naked shorting is illegal in most (but not all) stock market

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How to Increase Download Speed

Check with your Internet service provider about Internet connection options. The speed of your Internet connection is the most significant variable
Close any open programs you do no need when downloading
Try downloads at different times of the day. The more people who are downloading the same file, the slower the file downloads for everyone
Install Download Accelerator. Download Accelerator is a program that optimizes your computer's download capabilities. It not only increases the speed of your downloads

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Amazing Video: Google+ hangouts on YouTube

Watch videos together, even when you're not When you see a video you like, start a Google+ Hangout and watch it live with friends. Click the "Share" button, amazing video about how to see the video on Youtube and share it between your friends not only, you can also see it with your friends at the same time with your reactions, Google plus hangout a revolution in

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تعلم العمل في البورصة الدولية للعملات

اشتر مئات الآلاف من العملات الدولية بمئات الدولارات فقط!
تعلم أسرار فوريكس!

نعم، يمكنك العمل في أي بورصة في العالم، وكنت في المنزل أو في مكتبك.
يمكنك شراء سلع تبلغ قيمتها أكثر من مائتي ضعف رأس المال الخاص بك، والحفاظ على الربح الكامل لك إذا كنت تدفع الثمن الكامل!
نعم مائة ضعف رأسمالك، لم تخطئ في القراءة!
يمكنك الحصول على الربح سواء ارتفعت الأسعار أم انخفضت.
يمكنك العمل في أي وقت، 24 ساعة في اليوم.
أن هناك شيئا خاطئا أو خدعة لهذا؟
على الاطلاق .. إن ما ذكرناه للتو تحديث كل يوم مع الملايين من العملاء في أسواق الأوراق المالية على اختلاف أنواعها وموقع تداول ما يسمى في سوق الاسهم على هامش التداول على أساس الهامش، الطريقة التي تمكنك من شراء أي منتج من السلع التي يتم تداولها في البورصات الدولية بدفع جزء بسيط من جدا جدا من قيمتها، ومن ثم بيعها والحصول على الربح كاملا لك إذا كنت أنت تدفع لهم بالكامل!
هذا يتم في بورصة الاسهم وسعر صرف العملات الدولية وبورصات السلع الأساسية السلع الأساسية مثل بورصة الذهب والفضة والبلاتين، لمخزونات النفط الخام وكثير غيرها.
هذه هي المليارات من الدولارات يوميا في مختلف دول العالم ..
فالمتاجرة أسواق المال العالمية على الهامش هي فرصة رائعة لأحد قادرا على تحقيق أرباح ضخمة يتجاوز المدفوع عشرات المرات رأس المال في فترة قد لا تدوم لبضع ساعات!
هذا يحدث كل يوم مع الملايين من التجار حول العالم.
المشكلة هي ان هناك الكثير من الناس لا تعرف كيف تفعل ذلك فضلا على أن هناك الكثير من الناس لا يعرفون أن مجرد وجود هذا الأسلوب في العمل في أسواق الأسهم العالمية!
تواجه الشخص العادي غير المتخصص في مجال العقبات الاقتصادية الأساسية لمنعه حتى من مجرد التفكير في العمل في البورصات الدولية
المعرفة .. ورأس المال.
على الرغم من عدد كبير من المصادر هو منصوص عليه في موضوع الاستثمار في سوق الأسهم ولكن موجة من المتخصصين وذوي الخبرة في التعامل مع سوق الأسهم والتداول فيها، وذلك باستخدام مفردات ومصطلحات يصعب على الشخص العادي فهمها ومعرفة معنى لها.
وقالت مصادر الموجهة لغير المتخصصين فهي قليلة وتتطلب بعض المعرفة أيضا! .
ماذا عن الناس الذين ليس لديهم أدنى فكرة عن البورصات والعمل؟
ماذا عن الناس الذين يحتاجون إلى تعلم أساسيات العمل في سوق الأسهم؟
انك لن تجد مصادر للتعليم عدد قليل جدا من الأشخاص الذين ليس لديهم أدنى فكرة عن البورصات والعمل فيها، وإذا وجدت أنها مكلفة وصعبة بالنسبة لغالبية الناس الحصول عليها.
على سبيل المثال، يمكن لمسار التعليم في التعامل مع سوق الأسهم للمبتدئين لمدة اسبوعين او ثلاثة اسابيع التكلفة تبلغ في المتوسط ​​2000 دولار!
وهو ليس بالمبلغ الهين الذي يمكن لأي شخص أن يدفع لمجرد تعلم أساسيات التعامل مع البورصات.
هذا هو عندما نتحدث عن مصادر اللغة الإنجليزية، ولكن عندما نتحدث عن مصادر تعلم أساسيات في اللغة العربية هو ببساطة غير موجودة تماما.!
ولذلك يبقى للتعامل مع أسواق الأسهم العالمية، والتداول محدودة لأصحاب الخبرة والتخصص.
لأن غالبية الناس قلة المعرفة حول العالم من الاسهم لانهم يعتقدون ان العمل في البورصات الدولية يتطلب ضخمة رأس المال العامل، والإمكانات المادية متوفرة فقط للمليونيرات.
هذا ليس صحيحا على الإطلاق!
حيث يمكنك أن بضع مئات من الدولارات أن تبدأ العمل في البورصات الدولية وحتى في أكبر سوق للاسهم في جميع بورصة العملات الدولية!
نعم، بضع مئات من الدولارات يمكنك البدء في شراء وبيع ما يعادل مئات الاموال من العملات الدولية ويمكنك الحفاظ على اجمالي الربح من المتاجرة في العملات، كنت كاملا وإذا كان لديك مئات الآلاف من هذه العملات بالفعل.!
هل سمعت عن الأشخاص الذين تراكمت لديها ثروات هائلة من عملهم في البورصات العالمية وقريبا؟
هل سمعت عن الأشخاص الذين لم يكن لديهم أي شيء ثم أصبحوا من أصحاب الملايين؟
يمكنك ان تتصور أن هذه الملايين قد هبطت عليهم من السماء؟
بالطبع لا .. ولكن كل ما هناك أن تعرف ما هي هؤلاء الناس لا اقول لكم!
أنهم يتعاملون في البورصات الدولية مرات عديدة إمكاناتهم ويجنون أرباحا كبيرة خلال فترات قصيرة من الوقت ثم كرر هذا العمل كل يوم تقريبا ليصبح من أصحاب الملايين!
هكذا بكل بساطة!
لتكون قادرة على العمل بطريقتها الخاصة، يجب أن تعلم ما هو السر الخاصة بك أساليب العمل في البورصات الدولية بنظام الهامش وهو الأسلوب الشائع وشرعية وقانونية في التداول في أسواق الأسهم الدولية والعامة في أكبر سوق للاسهم في جميع .. سعر صرف الدولية.
نعم، أنت الآن ومهما كانت امكانياتك المادية محدودة العمل على صرف العملات الدولية والاستفادة من هذه الفرصة الاستثنائية لتحقيق أرباح مالية كبيرة في أقرب وقت ممكن.
لا يهم اذا لم تكن تملك رأس المال الضخم، من خلال العمل بنظام الهامش سيكون رأس المال هو آخر ما تهتم!
لا يهم إذا كانت الظروف لا تسمح لك للعمل بدوام كامل سوق الأسهم .. كنت سوف تعمل من المنزل أو المكتب أو أي مكان آخر في العالم طالما لديك جهاز كمبيوتر واتصال بالإنترنت
يمكنك العمل في أي ساعة تريد في الليل أو النهار، تجارة العملة تفتح كل أربع وعشرين ساعة فيما عدا يومي السبت والاحد.
كل ما تحتاجه هو المعرفة ..
يجب عليهم تعلم أساسيات العمل بنظام الهامش والخطوات العملية لبدء التداول في العملات الدولية.
كان من الصعب في الماضي لكم، ليس لديك أدنى فكرة عن العمل في سوق الاسهم وليس لديها أي خلفية اقتصادية لا أعرف لماذا كنت لا تعرف كيف تبدأ.
قد تحاول أن تتعلم ولكنك لا تستطيع العثور على المصادر التي من شأنها أن تساعدك على فهم خطوة بخطوة كشخص مبتدئ من الصفر!
كلما حاولت أن تتعلم وجدت أنه معقد ويكاد لا يفهم!
انها ليست معقدة على جميع أسواق الأوراق المالية الدولية والعمل لا يتطلب ذكاء خاص ولا يتطلب أن تكون متخصصة في الاقتصاد.
انك لا تعرف ان هناك الكثير من التجار الناجحين في مختلف المجالات، وأنهم لا يعرفون حتى القراءة والكتابة؟
ليس هو موجود على أرض الواقع؟
نعم، يمكنك العمل على صرف العملات الدولية ودون الحاجة لرأس المال ودون الحاجة إلى أن تكون متخصصة في المجال الاقتصادي، وجميع المعارف هو عذر ل ..
والمعرفة هي القوة ..
هنا يأتي دور الكتاب الإلكتروني ضعت للمرة الأولى في اللغة العربية "أسرار أسرار الفوركس الفوركس" التي ستعقد في يدك خطوة خطوة لتعلم أسرار العمل بالبورصة الدولية للعملات من البداية الى النهاية.
هذا الكتاب سوف يأخذك خطوة بخطوة من الصفر وحتى تصبح مؤهلة تماما لتجد طريقك في عالم الأسواق المالية الدولية ..
في عالم الأسهم ..
أنت لا تحتاج الى دفع 2000 دولار لتعلم أساسيات العمل على تبادل العملات الدولية.
أنت لا تحتاج الى انفاق أشهر على شبكة الانترنت بحثا عن معلومات عن هذا الموضوع لتكتشف بعد الجهد المضني أن الأمر لم يقتصر زادت تعقيدا بالنسبة لك.!
هذا الكتاب - الذي لن يجد تشابها في الموضوع باللغة العربية وفي أي مكان - للأشخاص الذين ليس لديهم أي فكرة عن العمل في أسواق الأوراق المالية، ولكن أولئك الذين لا يعرفون ماذا سوق الأسهم بالفعل!
الكتاب خطوة خطوة من خلال أمثلة التجارة المبسطة فهم كل شيء وبكل بساطة ..
وستفاجأ كيف الموضوع بسيط وواضح أنها تعتقد أنك معقدة جدا!
فهم ما البورصات وسيكون قادرا على فهم الأخبار التي تسمعها عن الأسواق المالية في وسائل الإعلام، والتي لم يفهم منها سوى عدد قليل!
الأهم من ذلك، سوف تجد لك الباب مفتوحا على مصراعيه لتحقيق أرباح هائلة وبفترة لا تتجاوز الساعات ودون الحاجة فقط بضع مئات من الدولارات التي ستعمل وستتاجر في شراء وبيع ما يصل الى مئتي ضعف رأسمالك من العملات الدولية عن طريق المتاجرة بنظام الهامش، والتي سوف تلاحظها فقط بعد قراءة الجزء الأول من هذا الكتاب!

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Israilian army girls in special snaps ..photos

Apparently in the Israeli Army being a knockout is a requirement and being a man in their army is the best

job on the planet.

 Israilian army girls in special snaps ..photos

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amazing and funny commercial videos

a video of a group of shots to a commercial ads showed in funny and attractive way to thee products, this video was published and achived a remarkable and very huge number of views, you can watch video from here and dont forget to let us your comment

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Gold prices Today

Gold prices fell in early trading Today, and the price fell by 24-gram 4.25 pounds, while the price of a gram of 21-carat increased by 3.75 pounds, while the price of 18 carat gram by 3.20 pounds, the pound has dropped about30 pounds of gold.
Caliber Price Pound Gold 2.175 24 mm 311.25 21-carat 272.34 18 carat

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Google galaxy Nexus Handouts, commercial ad

amazing commercial ad s usual from Google about hangout on Google Galaxy Nexus, and how specific using

that tool in a good way. One of our global spots for the Google Galaxy Nexus mobile device. This one features the Queen song Bohemian Rhapsody and promotes the Google Hangouts featur ...

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اسعار الذهب اليوم يفاجئ الجميع.

اسعار الذهب اليوم فى مصر هامة للغاية فهي تهم المقبلين علي الزواج من الرجال والنساء من مصر واسعار الدهب اليوم فى مصر بصفة عامة تهم المستثمرين فى مصر نظرا لان الذهب مرتبط بالاقتصاد العالمي وفي الوقت الذي تدهورت فيه اقتصاد الكثير من الدول بقي الذهب ملاذ آمن للكثيرين سواء فى مصر او بباقي الدول العربية.

متوسط ​​سعر جرام الدهب اليوم فى مصر بعملة جنيه مصرىالوحدة جنية مصرى دولار أمريكىسعر الذهب عيار 24 328.48 54.27 $سعر الذهب عيار 22 301.1 49.79 $سعر الذهب عيار 21 287.42 47.54 $سعر الذهب عيار 18 246.36 40.82 $سعر الذهب عيار 14 191.62 31.85 $سعر الذهب عيار 10 136.88 22.88 $اسعار أوقية الذهب 10319.06 1690.9 $اسعار جنيه الذهب 2299.36 380.32 $اسعار كيلو الذهب 331757.63 54362.44 $

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"facebook" allows modification of the comments without deleting them

Said the social networking site "Facebook", it has become possible to modify the comments instead of deleting them, thus advance a solution to the embarrassing errors which may be committed by some users.

It has become accessible to users an alternative to cancellation, which was, until today the only solution available to them to modify their messages that leave marks troublesome.



But "profile for retrospective amendments made" will remain available on the site "so that the people who later would suspend the conversation in full view on the context," according to Pace, explained spokeswoman Johanna "Facebook."



She stressed that this "new service is under ever will be made available to all users in the coming days."

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